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Tech Lead Java — SEPA Instant Payments

Crédit Agricole CIB

Leading the design and delivery of SEPA Instant Payment (SCT Inst) solutions end to end for corporate cash management clients. Architecting ISO 20022-based microservices for real-time settlement processing under the Instant Payment Regulation, and mentoring a cross-functional team of backend engineers.

Duration2025 — Present
RoleTech Lead Java — SEPA Instant Payments
Core StackJava, Spring Boot, ISO20022

Focus Areas

Technologies and domains this role centered on.

Languages & Frameworks

Java17 · 21 · 25
Spring Boot
Angular
TypeScript

Messaging & Data

Kafka
MQ
DB2
gRPC
Elasticsearch

DevOps & Infra

Kubernetes
GitLab
ArgoCD
Ansible
Docker
JBoss
Maven
Artifactory
SonarQube

Finance & Payments Domain

IS
ISO20022
SI
SCT Inst
CM
Cash Management

The Team

A transverse role working across 8+ teams spanning four hubs and time zones — Bucharest, Singapore, Bangalore, and Paris — coordinating SEPA Instant Payment delivery together.

Hover (or tap) a city to see who was there — and how each hub connects back to me. Names are nicknames, added to protect privacy.

Bucharest, Romania · 4 people
APA. PopescuDeveloper
MIM. IonescuDeveloper
RCR. ConstantinDeveloper
DSD. StoicaDeveloper
Singapore · 4 people
JTJ. TanDeveloper
WLW. LimDeveloper
SKS. KumarDeveloper
HNH. NgDeveloper
Bangalore, India · 4 people
RSR. SharmaDeveloper
PIP. IyerDeveloper
ANA. NairDeveloper
VRV. ReddyDeveloper
Paris, France · 4 people
AAyoubyouTech Lead
NDN. DanielDeveloper
CMC. MoreauDeveloper
LBL. BernardDeveloper

The Deep Dive

The challenge, the approach, and the impact — the same shape as the project case studies.

🎯

The Challenge

Deliver SEPA Instant Payment (SCT Inst) capability end to end for corporate cash management clients, under the EU's Instant Payment Regulation deadlines.

  • Real-time settlement processing mandated under the Instant Payment Regulation
  • ISO 20022 messaging consistency across a distributed microservices landscape
  • Coordinating delivery across a team spread over four countries and time zones
🛠️

The Approach

Architected ISO 20022-based microservices for real-time settlement, and lead the cross-functional team of backend engineers shipping them.

  • Java 25 / Spring Boot microservices for the SCT Inst settlement pipeline
  • Kafka-driven event streaming between services and downstream systems
  • Kubernetes for deployment, scaling, and resilience across hubs

Impact, so far

16
collaborators
4
global hubs
21
core technologies
15
successful projects
≈€1.4M
total project budget